Natural hazards · Naches

Naches, WA natural hazards

Most of the natural-hazard damage FEMA expects in Naches comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Naches?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Naches to be higher than in 78% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding58%Earthquakes17%Wildfire12%Cold waves10%Everything else4%

By hazard

What Naches faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

17% of expected damage

Well above average · higher than 82% of U.S. places

Wildfire

12% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

10% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Naches flood?

Every paid claim on a federal flood insurance policy in Naches, from FEMA’s records.

2paid claims since 1996

$27Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Naches isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yakima County.

Disasters that hit Naches

Federal disasters declared here

None of the disasters declared for Yakima County shows FEMA aid or repair money reaching Naches itself in FEMA’s records.

Brought FEMA money into NachesDeclared for Yakima County only

Yakima County has had 35 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Naches is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Naches’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Naches. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.