Natural hazards · Monroe North

Monroe North, WA natural hazards

Most of the natural-hazard damage FEMA expects in Monroe North comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1990.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monroe North?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monroe North to be higher than in 77% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding48%Earthquakes44%Everything else8%

By hazard

What Monroe North faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

44% of expected damage

Well above average · higher than 89% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monroe North flood?

Every paid claim on a federal flood insurance policy in Monroe North, from FEMA’s records.

7paid claims since 1990

$80Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Winter storm: 1 claim, $967

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monroe North isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Snohomish County.

Disasters that hit Monroe North

Federal disasters declared here

None of the disasters declared for Snohomish County shows FEMA aid or repair money reaching Monroe North itself in FEMA’s records.

Brought FEMA money into Monroe NorthDeclared for Snohomish County only

Snohomish County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Monroe North

Monroe North and the towns around it

Very lowLowModerateHighVery high

Monroemostly earthquakesVery high

Chain Lakemostly inland floodingVery high

Monroe Northmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monroe North covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Monroe North’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Monroe North. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monroe North total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.