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Natural hazards · Mineral

Mineral, WA natural hazards

Most of the natural-hazard damage FEMA expects in Mineral comes from inland flooding, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mineral?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mineral to be higher than in 88% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding51%Avalanches29%Earthquakes16%Everything else4%
By hazard

What Mineral faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 4 years in the area

Avalanches

29% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Earthquakes

16% of expected damage
Well above average · higher than 87% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mineral flood?

FEMA's records show no paid flood insurance claims in Mineral.

of all homes
are insured
No community discount. Mineral isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lewis County.
Disasters that hit Mineral

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mineral itself: aid to households, or repair grants to Mineral.

Brought FEMA money into MineralDeclared for Lewis County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

1 household applied for aid
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

1 household applied for aid
2007

Severe Storms, Flooding, Landslides, and Mudslides

4 households applied for aid $1K aid approved
2006

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid $298 aid approved
Lewis County has had 33 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mineral is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Mineral’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mineral. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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