Natural hazards · Metaline Falls

Metaline Falls, WA natural hazards

Most of the natural-hazard damage FEMA expects in Metaline Falls comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Metaline Falls?

89
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Metaline Falls to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%
By hazard

What Metaline Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Metaline Falls flood?

FEMA's records show no paid flood insurance claims in Metaline Falls.

of all homes
are insured
No community discount. Metaline Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pend Oreille County.
Disasters that hit Metaline Falls

Federal disasters declared here

None of the disasters declared for Pend Oreille County shows FEMA aid or repair money reaching Metaline Falls itself in FEMA’s records.

Brought FEMA money into Metaline FallsDeclared for Pend Oreille County only
Pend Oreille County has had 19 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Metaline Falls is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Metaline Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Metaline Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01