Natural hazards · McCleary

McCleary, WA natural hazards

Most of the natural-hazard damage FEMA expects in McCleary comes from inland flooding, and overall the risk is very high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is McCleary?

90
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McCleary to be higher than in 90% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding49%Earthquakes48%Everything else3%
By hazard

What McCleary faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 5 years in the area

Earthquakes

48% of expected damage
Well above average · higher than 94% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesCold wavesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does McCleary flood?

FEMA's records show no paid flood insurance claims in McCleary.

of homes in flood zones
are insured
of all homes
are insured
No community discount. McCleary isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grays Harbor County.
Disasters that hit McCleary

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in McCleary itself: aid to households, or repair grants to the City of McCleary.

Brought FEMA money into McClearyDeclared for Grays Harbor County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$6K to the City of McCleary for repairs
2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$25K to the City of McCleary for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

5 households applied for aid $10K aid approved $19K to the City of McCleary for repairs
2008

Severe Winter Storm and Record and Near Record Snow

$22K to the City of McCleary for repairs
2007

Severe Storms, Flooding, Landslides, and Mudslides

17 households applied for aid $3K aid approved $27K to the City of McCleary for repairs
2006

Severe Winter Storm, Landslides, and Mudslides

$13K to the City of McCleary for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid
2003

Severe Storms and Flooding

2 households applied for aid $1K aid approved
Grays Harbor County has had 30 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McCleary is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to McCleary’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of McCleary. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01