Natural hazards · Maltby

Maltby, WA natural hazards

Most of the natural-hazard damage FEMA expects in Maltby comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maltby?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maltby to be higher than in 60% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes66%Inland flooding28%Everything else6%

By hazard

What Maltby faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

66% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

28% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maltby flood?

Every paid claim on a federal flood insurance policy in Maltby, from FEMA’s records.

13paid claims since 1980

$452Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Winter storm: 1 claim, $160K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maltby isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Snohomish County.

Disasters that hit Maltby

Federal disasters declared here

None of the disasters declared for Snohomish County shows FEMA aid or repair money reaching Maltby itself in FEMA’s records.

Brought FEMA money into MaltbyDeclared for Snohomish County only

Snohomish County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Maltby

Maltby and the towns around it

Very lowLowModerateHighVery high

High Bridgemostly earthquakesHigh

Bothellmostly earthquakesHigh

Maltbymostly earthquakesHigh

Cottage Lakemostly earthquakesModerate

Clearviewmostly earthquakesModerate

Bothell Eastmostly earthquakesModerate

Cathcartmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maltby covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Maltby’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Maltby. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maltby total about $9.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.