Natural hazards · Malott

Malott, WA natural hazards

Most of the natural-hazard damage FEMA expects in Malott comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Malott?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malott to be higher than in 94% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding42%Wildfire20%Avalanches20%Earthquakes8%Cold waves7%Everything else3%

By hazard

What Malott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Wildfire

20% of expected damage

Well above average · among the top 1% of U.S. places

Avalanches

20% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 6 years in the area

Earthquakes

8% of expected damage

Well above average · higher than 82% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Malott flood?

FEMA's records show no paid flood insurance claims in Malott.

of all homes
are insured

No community discount. Malott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Okanogan County.

Disasters that hit Malott

Federal disasters declared here

None of the disasters declared for Okanogan County shows FEMA aid or repair money reaching Malott itself in FEMA’s records.

Brought FEMA money into MalottDeclared for Okanogan County only

Okanogan County has had 35 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malott is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Malott’s own flood-insurance community; household aid to the registrant’s city; repair grants to Malott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.