Natural hazards · Lofall

Lofall, WA natural hazards

Most of the natural-hazard damage FEMA expects in Lofall comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lofall?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lofall to be higher than in 65% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes74%Inland flooding22%Everything else4%

By hazard

What Lofall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

74% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

22% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once every 28 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesCold wavesDroughtAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lofall flood?

FEMA's records show no paid flood insurance claims in Lofall.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lofall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kitsap County.

Disasters that hit Lofall

Federal disasters declared here

None of the disasters declared for Kitsap County shows FEMA aid or repair money reaching Lofall itself in FEMA’s records.

Brought FEMA money into LofallDeclared for Kitsap County only

Kitsap County has had 14 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lofall is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lofall’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lofall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.