Lacey, WA natural hazards
Most of the natural-hazard damage FEMA expects in Lacey comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1999. 9 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Lacey?
FEMA expects yearly storm and flood damage to homes and buildings in Lacey to be higher than in 75% of U.S. communities, mostly from earthquakes and inland flooding.
What Lacey faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Earthquakes
Inland flooding
Lower here
Not a risk here
Does Lacey flood?
Every paid claim on a federal flood insurance policy in Lacey, from FEMA’s records.
are insured
are insured
9 federal disasters brought FEMA money here
Disasters the President declared that paid out in Lacey itself: aid to households, or repair grants to the City of Lacey.
Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
Severe Winter Storm, Flooding, Landslides, and Mudslides
Severe Winter Storm, Landslides, Mudslides, and Flooding
Severe Winter Storm and Record and Near Record Snow
Severe Storms, Flooding, Landslides, and Mudslides
Severe Winter Storm, Landslides, and Mudslides
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storms and Flooding
Earthquake
Lacey and the towns around it
How to read this page
FEMA’s expected losses across Lacey total about $20.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.