Natural hazards · La Conner

La Conner, WA natural hazards

Most of the natural-hazard damage FEMA expects in La Conner comes from coastal flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 6 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Conner?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Conner to be higher than in 100% of U.S. communities, mostly from coastal flooding and earthquakes.

Coastal flooding47%Earthquakes27%Inland flooding21%Everything else5%

By hazard

What La Conner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

47% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

27% of expected damage

Well above average · higher than 94% of U.S. places

Inland flooding

21% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

HurricanesDroughtAvalanches

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Conner flood?

Every paid claim on a federal flood insurance policy in La Conner, from FEMA’s records.

6paid claims since 1979

$253Kpaid to owners

0homes flooded more than once

19792026

of all homes
are insured

No community discount. La Conner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Skagit County.

Disasters that hit La Conner

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in La Conner itself: aid to households, or repair grants to the Town of La Conner.

Brought FEMA money into La ConnerDeclared for Skagit County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

5 households applied for aid $4K aid approved

2021

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

3 households applied for aid

2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

3 households applied for aid $5K aid approved

2003

Severe Storms and Flooding

1 household applied for aid

Skagit County has had 26 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Conner is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to La Conner’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of La Conner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.