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Natural hazards · Kenmore

Kenmore, WA natural hazards

Most of the natural-hazard damage FEMA expects in Kenmore comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2019. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kenmore?

74
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kenmore to be higher than in 74% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes68%Inland flooding30%Everything else2%
By hazard

What Kenmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

68% of expected damage
Well above average · higher than 92% of U.S. places

Inland flooding

30% of expected damage
Below average · higher than 49% of U.S. places
Recorded about once every 4 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kenmore flood?

Every paid claim on a federal flood insurance policy in Kenmore, from FEMA’s records.

4paid claims since 2019
$121Kpaid to owners
1homes flooded more than once
20192026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Kenmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: King County.
Disasters that hit Kenmore

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kenmore itself: aid to households, or repair grants to the City of Kenmore.

Brought FEMA money into KenmoreDeclared for King County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

5 households applied for aid $36K aid approved
2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$42K to the City of Kenmore for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

1 household applied for aid $790 aid approved
2008

Severe Winter Storm and Record and Near Record Snow

$13K to the City of Kenmore for repairs
2007

Severe Storms, Flooding, Landslides, and Mudslides

38 households applied for aid $75K aid approved $577K to the City of Kenmore for repairs
2006

Severe Winter Storm, Landslides, and Mudslides

$31K to the City of Kenmore for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid $4K aid approved $25K to the City of Kenmore for repairs
2003

Severe Storms and Flooding

1 household applied for aid $1K aid approved
King County has had 30 natural disasters declared since 1953, most often floods and severe storms.
Around Kenmore

Kenmore and the towns around it

Lake Forest Park: High, mostly earthquakesKirkland: High, mostly earthquakesBothell: High, mostly earthquakesSeattle: High, mostly earthquakesShoreline: High, mostly earthquakesYarrow Point: High, mostly earthquakesRedmond: High, mostly earthquakesWoodinville: High, mostly earthquakesBellevue: High, mostly earthquakesClyde Hill: High, mostly earthquakesBothell West: High, mostly earthquakesBothell East: Moderate, mostly earthquakesMaltby: High, mostly earthquakesBainbridge Island: High, mostly earthquakesMercer Island: High, mostly earthquakesTukwila: Very high, mostly earthquakesBoulevard Park: Very high, mostly earthquakesWhite Center: High, mostly earthquakesBryn Mawr-Skyway: Very high, mostly earthquakesMedina: Moderate, mostly earthquakesBurien: High, mostly earthquakesVashon: Very high, mostly earthquakesKenmore: High, mostly earthquakes KenmoreLake Forest ParkKirklandBothellSeattle
Very lowLowModerateHighVery high
Lake Forest Parkmostly earthquakesHigh
Seattlemostly earthquakesHigh
Kenmoremostly earthquakesHigh
Kirklandmostly earthquakesHigh
Bothellmostly earthquakesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kenmore covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Kenmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kenmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kenmore total about $15.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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