Natural hazards · Index

Index, WA natural hazards

Most of the natural-hazard damage FEMA expects in Index comes from landslides, and overall the risk is very high for a U.S. community. Flood insurance has paid 29 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Index?

99
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Index to be higher than in 99% of U.S. communities, mostly from landslides and inland flooding.

Landslides71%Inland flooding17%Avalanches9%Everything else3%
By hazard

What Index faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Landslides

71% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

17% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 3 years in the area

Avalanches

9% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Index flood?

Every paid claim on a federal flood insurance policy in Index, from FEMA’s records.

29paid claims since 1980
$683Kpaid to owners
2homes flooded more than once
19802026

Biggest named events

  • Torrential rain: 10 claims, $287K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 10% off flood insurance. Index is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Snohomish County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared
Disasters that hit Index

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Index itself: aid to households, or repair grants to the Town of Index.

Brought FEMA money into IndexDeclared for Snohomish County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

2 households applied for aid $10K aid approved
2015

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$87K to the Town of Index for repairs
2014

Flooding and Mudslides

16 households applied for aid
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

7 households applied for aid $33K aid approved
2008

Severe Winter Storm and Record and Near Record Snow

$1K to the Town of Index for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

48 households applied for aid $195K aid approved $42K to the Town of Index for repairs
2003

Severe Storms and Flooding

11 households applied for aid $16K aid approved $1K to the Town of Index for repairs
Snohomish County has had 33 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Index is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Index’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Index. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Index, WAView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Index is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01