Natural hazards · Inchelium

Inchelium, WA natural hazards

Most of the natural-hazard damage FEMA expects in Inchelium comes from wildfires, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Inchelium?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Inchelium to be higher than in 90% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire61%Inland flooding32%Everything else7%

By hazard

What Inchelium faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

61% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

32% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Inchelium flood?

FEMA's records show no paid flood insurance claims in Inchelium.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Inchelium isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ferry County.

Disasters that hit Inchelium

Federal disasters declared here

None of the disasters declared for Ferry County shows FEMA aid or repair money reaching Inchelium itself in FEMA’s records.

Brought FEMA money into IncheliumDeclared for Ferry County only

Ferry County has had 21 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Inchelium is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Inchelium’s own flood-insurance community; household aid to the registrant’s city; repair grants to Inchelium. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.