Natural hazards · Home

Home, WA natural hazards

Most of the natural-hazard damage FEMA expects in Home comes from earthquakes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Home?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Home to be higher than in 81% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes65%Inland flooding25%Coastal flooding6%Everything else5%

By hazard

What Home faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

65% of expected damage

Well above average · higher than 94% of U.S. places

Inland flooding

25% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 9 years in the area

Coastal flooding

6% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

HurricanesCold wavesDroughtAvalanches

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Home flood?

FEMA's records show no paid flood insurance claims in Home.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Home isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pierce County.

Disasters that hit Home

Federal disasters declared here

None of the disasters declared for Pierce County shows FEMA aid or repair money reaching Home itself in FEMA’s records.

Brought FEMA money into HomeDeclared for Pierce County only

Pierce County has had 22 natural disasters declared since 1953, most often floods and severe storms.

Around Home

Home and the towns around it

Very lowLowModerateHighVery high

Homemostly earthquakesVery high

Key Centermostly earthquakesVery high

Longbranchmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Home is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Home’s own flood-insurance community; household aid to the registrant’s city; repair grants to Home. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.