Natural hazards · Hartline

Hartline, WA natural hazards

Most of the natural-hazard damage FEMA expects in Hartline comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hartline?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hartline to be higher than in 67% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding35%Wildfire27%Cold waves25%Earthquakes7%Everything else7%

By hazard

What Hartline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 3 years in the area

Wildfire

27% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

25% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 78% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hartline flood?

FEMA's records show no paid flood insurance claims in Hartline.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hartline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grant County.

Disasters that hit Hartline

Federal disasters declared here

None of the disasters declared for Grant County shows FEMA aid or repair money reaching Hartline itself in FEMA’s records.

Brought FEMA money into HartlineDeclared for Grant County only

Grant County has had 10 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hartline is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hartline’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hartline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.