Natural hazards · Granite Falls

Granite Falls, WA natural hazards

Most of the natural-hazard damage FEMA expects in Granite Falls comes from earthquakes, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Granite Falls?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Granite Falls to be higher than in 79% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes54%Inland flooding39%Everything else6%
By hazard

What Granite Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

54% of expected damage
Well above average · higher than 91% of U.S. places

Inland flooding

39% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once every 3 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Granite Falls flood?

FEMA's records show no paid flood insurance claims in Granite Falls.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Granite Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Snohomish County.

What’s been done with FEMA grants

4flood-prone properties bought out and cleared
Disasters that hit Granite Falls

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Granite Falls itself: aid to households, or repair grants to the City of Granite Falls.

Brought FEMA money into Granite FallsDeclared for Snohomish County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

5 households applied for aid $33K aid approved
2014

Flooding and Mudslides

2 households applied for aid $2K aid approved
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

15 households applied for aid $37K aid approved
2007

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid
2006

Severe Storms, Flooding, Landslides, and Mudslides

112 households applied for aid $379K aid approved
2003

Severe Storms and Flooding

71 households applied for aid $208K aid approved
Snohomish County has had 33 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Granite Falls is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Granite Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Granite Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01