Natural hazards · Fobes Hill

Fobes Hill, WA natural hazards

Most of the natural-hazard damage FEMA expects in Fobes Hill comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2025.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fobes Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fobes Hill to be higher than in 65% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes71%Inland flooding23%Everything else6%

By hazard

What Fobes Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

71% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

23% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

HurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fobes Hill flood?

Every paid claim on a federal flood insurance policy in Fobes Hill, from FEMA’s records.

1paid claims since 2025

$32Kpaid to owners

0homes flooded more than once

20252026

Biggest named events

2025-12-AtmosphericRiver: 1 claim, $32K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fobes Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Snohomish County.

Disasters that hit Fobes Hill

Federal disasters declared here

None of the disasters declared for Snohomish County shows FEMA aid or repair money reaching Fobes Hill itself in FEMA’s records.

Brought FEMA money into Fobes HillDeclared for Snohomish County only

Snohomish County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Fobes Hill

Fobes Hill and the towns around it

Very lowLowModerateHighVery high

Snohomishmostly earthquakesVery high

Bunk Fossmostly inland floodingHigh

Fobes Hillmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fobes Hill covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fobes Hill’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Fobes Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fobes Hill total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.