Natural hazards · Finley

Finley, WA natural hazards

Most of the natural-hazard damage FEMA expects in Finley comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Finley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Finley to be higher than in 87% of U.S. communities, mostly from inland flooding.

Inland flooding74%Wildfire12%Everything else14%

By hazard

What Finley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 3 years in the area

Wildfire

12% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Finley flood?

FEMA's records show no paid flood insurance claims in Finley.

of all homes
are insured

No community discount. Finley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Benton County.

Disasters that hit Finley

Federal disasters declared here

None of the disasters declared for Benton County shows FEMA aid or repair money reaching Finley itself in FEMA’s records.

Brought FEMA money into FinleyDeclared for Benton County only

Benton County has had 18 natural disasters declared since 1953, most often floods and fires.

Around Finley

Finley and the towns around it

Very lowLowModerateHighVery high

Finleymostly inland floodingVery high

Pascomostly inland floodingHigh

Kennewickmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Finley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Finley’s own flood-insurance community; household aid to the registrant’s city; repair grants to Finley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Finley total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.