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Natural hazards · Everson

Everson, WA natural hazards

Most of the natural-hazard damage FEMA expects in Everson comes from avalanches, and overall the risk is high for a U.S. community. Flood insurance has paid 182 claims here since 1982. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Everson?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Everson to be higher than in 68% of U.S. communities, mostly from avalanches.

Avalanches80%Inland flooding10%Earthquakes8%Everything else3%
By hazard

What Everson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

80% of expected damage
Well below average · higher than 0% of U.S. places
Recorded about once every 2 years in the area

Inland flooding

10% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 6 years in the area

Earthquakes

8% of expected damage
Well above average · higher than 87% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Everson flood?

Every paid claim on a federal flood insurance policy in Everson, from FEMA’s records.

182paid claims since 1982
$7.6Mpaid to owners
44homes flooded more than once
19822026

Biggest named events

  • 2025-12-AtmosphericRiver: 71 claims, $3.2M
  • Torrential rain: 3 claims, $32K
  • Winter storm: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 20% off flood insurance. Everson is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: Whatcom County.

What’s been done with FEMA grants

11flood-prone properties bought out and cleared
3homes raised above flood level
Disasters that hit Everson

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Everson itself: aid to households, or repair grants to the City of Everson.

Brought FEMA money into EversonDeclared for Whatcom County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

120 households applied for aid $1.4M aid approved
2021

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

337 households applied for aid $1.1M aid approved $1.6M to the City of Everson for repairs
2017

Severe Winter Storms, Flooding, Landslides, Mudslides

$452K to the City of Everson for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

21 households applied for aid $50K aid approved
2003

Severe Storms and Flooding

2 households applied for aid $878 aid approved $62K to the City of Everson for repairs
2001

Earthquake

$2K to the City of Everson for repairs
Whatcom County has had 23 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Everson is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Everson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Everson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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