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Natural hazards · Everett

Everett, WA natural hazards

Most of the natural-hazard damage FEMA expects in Everett comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1984. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Everett?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Everett to be higher than in 68% of U.S. communities, mostly from earthquakes.

Earthquakes80%Inland flooding14%Everything else6%
By hazard

What Everett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

80% of expected damage
Well above average · higher than 92% of U.S. places

Inland flooding

14% of expected damage
Well below average · higher than 13% of U.S. places
Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

HurricanesCold wavesDroughtAvalanches
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Everett flood?

Every paid claim on a federal flood insurance policy in Everett, from FEMA’s records.

8paid claims since 1984
$257Kpaid to owners
3homes flooded more than once
19842026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Everett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Snohomish County.
Disasters that hit Everett

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Everett itself: aid to households, or repair grants to the City of Everett.

Brought FEMA money into EverettDeclared for Snohomish County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

122 households applied for aid $438K aid approved
2020

Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

$6K to the City of Everett for repairs
2018

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, Mudslides, Tornado

$5K to the City of Everett for repairs
2015

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$329K to the City of Everett for repairs
2015

Severe Windstorm

$182K to the City of Everett for repairs
2014

Flooding and Mudslides

10 households applied for aid $16K aid approved
2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$360K to the City of Everett for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

5 households applied for aid $10K to the City of Everett for repairs
2008

Severe Winter Storm and Record and Near Record Snow

$223K to the City of Everett for repairs
2007

Severe Storms, Flooding, Landslides, and Mudslides

32 households applied for aid $112K aid approved
2006

Severe Storms, Flooding, Landslides, and Mudslides

9 households applied for aid $9K aid approved
2003

Severe Storms and Flooding

12 households applied for aid $20K aid approved
2001

Earthquake

$29K to the City of Everett for repairs
Snohomish County has had 33 natural disasters declared since 1953, most often severe storms and floods.
Around Everett

Everett and the towns around it

Eastmont: Moderate, mostly earthquakesMukilteo: Moderate, mostly earthquakesSilver Firs: Moderate, mostly earthquakesPicnic Point: Moderate, mostly avalanchesEverett: High, mostly earthquakes EverettEastmontMukilteo
Very lowLowModerateHighVery high
Everettmostly earthquakesHigh
Mukilteomostly earthquakesModerate
Eastmontmostly earthquakesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Everett covers 24 census tracts, combined by population.
Money that reached townFlood claims are matched to Everett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Everett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Everett total about $66.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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