Natural hazards · Deer Park

Deer Park, WA natural hazards

Most of the natural-hazard damage FEMA expects in Deer Park comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1983. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Deer Park?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deer Park to be higher than in 3% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves22%Heat waves8%Earthquakes5%Everything else9%

By hazard

What Deer Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once a year in the area

Cold waves

22% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Heat waves

8% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 50% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Deer Park flood?

Every paid claim on a federal flood insurance policy in Deer Park, from FEMA’s records.

1paid claims since 1983

$9Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Deer Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Spokane County.

Disasters that hit Deer Park

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Deer Park itself: aid to households, or repair grants to the City of Deer Park.

Brought FEMA money into Deer ParkDeclared for Spokane County only

2023

Wildfires

3 households applied for aid

Spokane County has had 26 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deer Park covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Deer Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Deer Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Deer Park total about $776K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.