Natural hazards · Cusick

Cusick, WA natural hazards

Most of the natural-hazard damage FEMA expects in Cusick comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1997. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cusick?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cusick to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding88%Cold waves6%Everything else6%

By hazard

What Cusick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 2 years in the area

Cold waves

6% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cusick flood?

Every paid claim on a federal flood insurance policy in Cusick, from FEMA’s records.

2paid claims since 1997

$1Kpaid to owners

0homes flooded more than once

19972026

of all homes
are insured

No community discount. Cusick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pend Oreille County.

Disasters that hit Cusick

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cusick itself: aid to households, or repair grants to the Town of Cusick.

Brought FEMA money into CusickDeclared for Pend Oreille County only

2008

Severe Winter Storm and Record and Near Record Snow

$763 to the Town of Cusick for repairs

Pend Oreille County has had 19 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cusick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cusick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cusick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.