Natural hazards · Covington

Covington, WA natural hazards

Most of the natural-hazard damage FEMA expects in Covington comes from earthquakes, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Covington?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Covington to be higher than in 76% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes52%Inland flooding45%Everything else3%

By hazard

What Covington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

52% of expected damage

Well above average · higher than 90% of U.S. places

Inland flooding

45% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 4 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Covington flood?

FEMA's records show no paid flood insurance claims in Covington.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Covington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: King County.

Disasters that hit Covington

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Covington itself: aid to households, or repair grants to the City of Covington.

Brought FEMA money into CovingtonDeclared for King County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

1 household applied for aid

2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$65K to the City of Covington for repairs

2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

4 households applied for aid $11K aid approved $26K to the City of Covington for repairs

2008

Severe Winter Storm and Record and Near Record Snow

$18K to the City of Covington for repairs

2006

Severe Winter Storm, Landslides, and Mudslides

$16K to the City of Covington for repairs

2006

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid

King County has had 30 natural disasters declared since 1953, most often floods and severe storms.

Around Covington

Covington and the towns around it

Very lowLowModerateHighVery high

Kentmostly earthquakesVery high

Covingtonmostly earthquakesHigh

Lake Morton-Berrydalemostly earthquakesHigh

Maple Valleymostly inland floodingHigh

Shadow Lakemostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Covington covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Covington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Covington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Covington total about $6.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.