Natural hazards · Concrete

Concrete, WA natural hazards

Most of the natural-hazard damage FEMA expects in Concrete comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 11 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Concrete?

96
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Concrete to be higher than in 96% of U.S. communities, mostly from inland flooding.

Inland flooding82%Earthquakes7%Volcanic activity5%Everything else7%
By hazard

What Concrete faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 3 years in the area

Earthquakes

7% of expected damage
Well above average · higher than 81% of U.S. places

Volcanic activity

5% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingHurricanesCold wavesDroughtTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Concrete flood?

Every paid claim on a federal flood insurance policy in Concrete, from FEMA’s records.

11paid claims since 1979
$84Kpaid to owners
0homes flooded more than once
19792026
of all homes
are insured
No community discount. Concrete isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Skagit County.

What’s been done with FEMA grants

26flood-prone properties bought out and cleared
1flood-prone homes bought out and moved
1homes raised above flood level
Disasters that hit Concrete

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Concrete itself: aid to households, or repair grants to the Town of Concrete.

Brought FEMA money into ConcreteDeclared for Skagit County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

71 households applied for aid $647K aid approved
2021

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

44 households applied for aid $121K aid approved
2020

Severe Winter Storm, Straight-Line Winds, Flooding, Landslides, and Mudslides

$15K to the Town of Concrete for repairs
2011

Severe Winter Storm, Flooding, Landslides, and Mudslides

$296K to the Town of Concrete for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

34 households applied for aid $201K aid approved $187K to the Town of Concrete for repairs
2008

Severe Winter Storm and Record and Near Record Snow

$5K to the Town of Concrete for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

39 households applied for aid $77K aid approved
2003

Severe Storms and Flooding

68 households applied for aid $315K aid approved $2K to the Town of Concrete for repairs
Skagit County has had 26 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Concrete is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Concrete’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Concrete. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01