Natural hazards · Colville

Colville, WA natural hazards

Most of the natural-hazard damage FEMA expects in Colville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2007. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colville to be higher than in 6% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding68%Cold waves16%Heat waves6%Everything else10%

By hazard

What Colville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once every 2 years in the area

Cold waves

16% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colville flood?

Every paid claim on a federal flood insurance policy in Colville, from FEMA’s records.

1paid claims since 2007

$13Kpaid to owners

0homes flooded more than once

20072026

of all homes
are insured

No community discount. Colville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stevens County.

Disasters that hit Colville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Colville itself: aid to households, or repair grants to the City of Colville.

Brought FEMA money into ColvilleDeclared for Stevens County only

2008

Severe Winter Storm and Record and Near Record Snow

$51K to the City of Colville for repairs

Stevens County has had 20 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colville covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Colville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Colville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Colville total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.