Natural hazards · Chewelah

Chewelah, WA natural hazards

Most of the natural-hazard damage FEMA expects in Chewelah comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2000. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chewelah?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chewelah to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding85%Cold waves7%Everything else7%

By hazard

What Chewelah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 2 years in the area

Cold waves

7% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chewelah flood?

Every paid claim on a federal flood insurance policy in Chewelah, from FEMA’s records.

2paid claims since 2000

$5Kpaid to owners

0homes flooded more than once

20002026

of all homes
are insured

No community discount. Chewelah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stevens County.

Disasters that hit Chewelah

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Chewelah itself: aid to households, or repair grants to the City of Chewelah.

Brought FEMA money into ChewelahDeclared for Stevens County only

2008

Severe Winter Storm and Record and Near Record Snow

$26K to the City of Chewelah for repairs

Stevens County has had 20 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chewelah covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Chewelah’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chewelah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chewelah total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.