Natural hazards · Bremerton

Bremerton, WA natural hazards

Most of the natural-hazard damage FEMA expects in Bremerton comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bremerton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bremerton to be higher than in 80% of U.S. communities, mostly from earthquakes.

Earthquakes85%Inland flooding11%Everything else4%

By hazard

What Bremerton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

85% of expected damage

Well above average · higher than 96% of U.S. places

Inland flooding

11% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 28 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesCold wavesDroughtAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bremerton flood?

Every paid claim on a federal flood insurance policy in Bremerton, from FEMA’s records.

9paid claims since 1982

$121Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bremerton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kitsap County.

Disasters that hit Bremerton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bremerton itself: aid to households, or repair grants to the City of Bremerton.

Brought FEMA money into BremertonDeclared for Kitsap County only

2007

Severe Storms, Flooding, Landslides, and Mudslides

439 households applied for aid $797K aid approved $406K to the City of Bremerton for repairs

2003

Severe Storms and Flooding

42 households applied for aid $47K aid approved

2001

Earthquake

$284K to the City of Bremerton for repairs

Kitsap County has had 14 natural disasters declared since 1953, most often floods and severe storms.

Around Bremerton

Bremerton and the towns around it

Very lowLowModerateHighVery high

Enetaimostly earthquakesVery high

Bremertonmostly earthquakesVery high

Rocky Pointmostly earthquakesHigh

Kitsap Lakemostly earthquakesHigh

Erlands Pointmostly earthquakesHigh

Port Orchardmostly earthquakesHigh

Gorstmostly earthquakesHigh

Navy Yard Citymostly earthquakesHigh

Tracytonmostly earthquakesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bremerton covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Bremerton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bremerton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bremerton total about $31.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.