Natural hazards · Blaine

Blaine, WA natural hazards

Most of the natural-hazard damage FEMA expects in Blaine comes from earthquakes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2001. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Blaine?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blaine to be higher than in 56% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes72%Inland flooding17%Cold waves5%Everything else6%
By hazard

What Blaine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

72% of expected damage
Well above average · higher than 90% of U.S. places

Inland flooding

17% of expected damage
Well below average · higher than 13% of U.S. places
Recorded about once every 6 years in the area

Cold waves

5% of expected damage
Above average · higher than 67% of U.S. places
Recorded about once every 2 years in the area

Lower here

Coastal floodingTornadoesIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

HurricanesHailDroughtAvalanches
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Blaine flood?

Every paid claim on a federal flood insurance policy in Blaine, from FEMA’s records.

2paid claims since 2001
$22Kpaid to owners
0homes flooded more than once
20012026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Blaine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Whatcom County.
Disasters that hit Blaine

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Blaine itself: aid to households, or repair grants to the City of Blaine.

Brought FEMA money into BlaineDeclared for Whatcom County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

1 household applied for aid $8K aid approved
2021

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

43 households applied for aid $189K aid approved $251K to the City of Blaine for repairs
2018

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, Mudslides, Tornado

$13K to the City of Blaine for repairs
2015

Severe Windstorm

$20K to the City of Blaine for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

1 household applied for aid $730 aid approved
2003

Severe Storms and Flooding

2 households applied for aid $10K to the City of Blaine for repairs
Whatcom County has had 23 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blaine covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Blaine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Blaine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Blaine total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01