Natural hazards · Bell Hill

Bell Hill, WA natural hazards

Most of the natural-hazard damage FEMA expects in Bell Hill comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bell Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bell Hill to be higher than in 69% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes67%Inland flooding29%Everything else5%

By hazard

What Bell Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

67% of expected damage

Well above average · higher than 92% of U.S. places

Inland flooding

29% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesDroughtAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bell Hill flood?

FEMA's records show no paid flood insurance claims in Bell Hill.

of all homes
are insured

No community discount. Bell Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clallam County.

Disasters that hit Bell Hill

Federal disasters declared here

None of the disasters declared for Clallam County shows FEMA aid or repair money reaching Bell Hill itself in FEMA’s records.

Brought FEMA money into Bell HillDeclared for Clallam County only

Clallam County has had 26 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bell Hill covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bell Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bell Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bell Hill total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.