Natural hazards · Anacortes

Anacortes, WA natural hazards

Most of the natural-hazard damage FEMA expects in Anacortes comes from earthquakes, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2014. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Anacortes?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Anacortes to be higher than in 29% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes60%Inland flooding32%Everything else8%
By hazard

What Anacortes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

60% of expected damage
Well above average · higher than 85% of U.S. places

Inland flooding

32% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about once every 3 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

HurricanesDroughtAvalanches
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Anacortes flood?

Every paid claim on a federal flood insurance policy in Anacortes, from FEMA’s records.

1paid claims since 2014
$42Kpaid to owners
0homes flooded more than once
20142026
of all homes
are insured
No community discount. Anacortes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Skagit County.
Disasters that hit Anacortes

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Anacortes itself: aid to households, or repair grants to the City of Anacortes.

Brought FEMA money into AnacortesDeclared for Skagit County only
2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

1 household applied for aid $6K aid approved
2021

Severe Winter Storms, Snowstorms, Straight-Line Winds, Flooding

$327K to the City of Anacortes for repairs
2021

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

7 households applied for aid $2.2M to the City of Anacortes for repairs
2020

Severe Storms, Flooding, Landslides, and Mudslides

$14.6M to the City of Anacortes for repairs
2009

Severe Winter Storm, Landslides, Mudslides, and Flooding

4 households applied for aid $676 aid approved
2006

Severe Winter Storm, Landslides, and Mudslides

$29K to the City of Anacortes for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $16K to the City of Anacortes for repairs
2003

Severe Storms and Flooding

2 households applied for aid $1K aid approved $29K to the City of Anacortes for repairs
2001

Earthquake

$8K to the City of Anacortes for repairs
Skagit County has had 26 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Anacortes covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Anacortes’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Anacortes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Anacortes total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01