Natural hazards · Algona

Algona, WA natural hazards

Most of the natural-hazard damage FEMA expects in Algona comes from earthquakes, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Algona?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Algona to be higher than in 89% of U.S. communities, mostly from earthquakes.

Earthquakes77%Inland flooding15%Volcanic activity8%Everything else1%

By hazard

What Algona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

77% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

15% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once every 4 years in the area

Volcanic activity

8% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Algona flood?

FEMA's records show no paid flood insurance claims in Algona.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Algona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: King County.

Disasters that hit Algona

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Algona itself: aid to households, or repair grants to the City of Algona.

Brought FEMA money into AlgonaDeclared for King County only

2025

Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

1 household applied for aid

2006

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid

King County has had 30 natural disasters declared since 1953, most often floods and severe storms.

Around Algona

Algona and the towns around it

Very lowLowModerateHighVery high

Pacificmostly earthquakesVery high

Algonamostly earthquakesVery high

Auburnmostly earthquakesVery high

Lakeland Southmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Algona covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Algona’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Algona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Algona total about $3.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.