Natural hazards · Albion

Albion, WA natural hazards

Most of the natural-hazard damage FEMA expects in Albion comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1996. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Albion?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albion to be higher than in 38% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding63%Cold waves24%Heat waves7%Everything else6%

By hazard

What Albion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Albion flood?

Every paid claim on a federal flood insurance policy in Albion, from FEMA’s records.

4paid claims since 1996

$38Kpaid to owners

0homes flooded more than once

19962026

of all homes
are insured

No community discount. Albion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Whitman County.

Disasters that hit Albion

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Albion itself: aid to households, or repair grants to the Town of Albion.

Brought FEMA money into AlbionDeclared for Whitman County only

2008

Severe Winter Storm and Record and Near Record Snow

$1K to the Town of Albion for repairs

Whitman County has had 16 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albion is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Albion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Albion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.