Natural hazards · Addy

Addy, WA natural hazards

Most of the natural-hazard damage FEMA expects in Addy comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Addy?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Addy to be higher than in 63% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding63%Wildfire25%Cold waves7%Everything else6%

By hazard

What Addy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Wildfire

25% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

7% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Addy flood?

FEMA's records show no paid flood insurance claims in Addy.

of all homes
are insured

No community discount. Addy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stevens County.

Disasters that hit Addy

Federal disasters declared here

None of the disasters declared for Stevens County shows FEMA aid or repair money reaching Addy itself in FEMA’s records.

Brought FEMA money into AddyDeclared for Stevens County only

Stevens County has had 20 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Addy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Addy’s own flood-insurance community; household aid to the registrant’s city; repair grants to Addy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.