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Natural hazards · Wolcott

Wolcott, VT natural hazards

Most of the natural-hazard damage FEMA expects in Wolcott comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1995. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wolcott?

53
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolcott to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding80%Cold waves6%Everything else14%
By hazard

What Wolcott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wolcott flood?

Every paid claim on a federal flood insurance policy in Wolcott, from FEMA’s records.

12paid claims since 1995
$222Kpaid to owners
0homes flooded more than once
19952026

Biggest named events

  • Vermont/New York Flooding: 4 claims, $93K
  • Hurricane Irene: 2 claims, $38K
of all homes
are insured
No community discount. Wolcott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lamoille County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared
Disasters that hit Wolcott

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wolcott itself: aid to households, or repair grants to the Town of Wolcott.

Brought FEMA money into WolcottDeclared for Lamoille County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

11 households applied for aid $78K aid approved $457K to the Town of Wolcott for repairs
2023

Severe Storms, Flooding, Landslides, and Mudslides

60 households applied for aid $527K aid approved $1.7M to the Town of Wolcott for repairs
2019

Severe Storm and Flooding

$598K to the Town of Wolcott for repairs
2011

Tropical Storm Irene

15 households applied for aid $22K aid approved $18K to the Town of Wolcott for repairs
2011

Severe Storms and Flooding

8 households applied for aid $11K aid approved $52K to the Town of Wolcott for repairs
2008

Severe Storms and Flooding

$74K to the Town of Wolcott for repairs
2002

Severe Storms and Flooding

$7K to the Town of Wolcott for repairs
2001

Snow

$3K to the Town of Wolcott for repairs
1999

Tropical Storm Floyd

$3K to the Town of Wolcott for repairs
Lamoille County has had 35 natural disasters declared since 1953, most often severe storms and floods.
Around Wolcott

Wolcott and the towns around it

Elmore: Moderate, mostly inland floodingCraftsbury: Moderate, mostly inland floodingHyde Park: Very low, mostly inland floodingHardwick: Moderate, mostly inland floodingGreensboro: High, mostly inland floodingWoodbury: Low, mostly inland floodingMorristown: Very low, mostly inland floodingWorcester: Low, mostly inland floodingCalais: Low, mostly inland floodingAlbany: Moderate, mostly inland floodingEden: Moderate, mostly inland floodingJohnson: Moderate, mostly inland floodingHyde Park: Very low, mostly inland floodingWalden: Low, mostly inland floodingStannard: Low, mostly inland floodingGlover: High, mostly inland floodingWheelock: Low, mostly inland floodingWolcott: Moderate, mostly inland flooding WolcottElmoreCraftsburyHyde ParkHardwickGreensboro
Very lowLowModerateHighVery high
Greensboromostly inland floodingHigh
Hardwickmostly inland floodingModerate
Craftsburymostly inland floodingModerate
Wolcottmostly inland floodingModerate
Elmoremostly inland floodingModerate
Hyde Parkmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolcott is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Wolcott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wolcott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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