Natural hazards · Winooski

Winooski, VT natural hazards

Most of the natural-hazard damage FEMA expects in Winooski comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2012. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winooski?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winooski to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding78%Everything else22%

By hazard

What Winooski faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winooski flood?

Every paid claim on a federal flood insurance policy in Winooski, from FEMA’s records.

1paid claims since 2012

$16Kpaid to owners

0homes flooded more than once

20122026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Winooski isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chittenden County.

Disasters that hit Winooski

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winooski itself: aid to households, or repair grants to the City of Winooski.

Brought FEMA money into WinooskiDeclared for Chittenden County only

2024

Severe Storm, Flooding, Landslides, and Mudslides

3 households applied for aid $300 aid approved

2023

Severe Storms, Flooding, Landslides, and Mudslides

4 households applied for aid $11K aid approved

2011

Tropical Storm Irene

3 households applied for aid

2011

Severe Storms and Flooding

2 households applied for aid $625 aid approved

2001

Snow

$9K to the City of Winooski for repairs

Chittenden County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Winooski

Winooski and the towns around it

Very lowLowModerateHighVery high

Winooskimostly inland floodingModerate

Burlingtonmostly inland floodingLow

Colchestermostly inland floodingVery low

South Burlingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winooski covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Winooski’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Winooski. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Winooski total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.