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Natural hazards · Westfield

Westfield, VT natural hazards

Most of the natural-hazard damage FEMA expects in Westfield comes from inland flooding, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Westfield?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westfield to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves8%Everything else16%
By hazard

What Westfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 2 times a year in the area

Cold waves

8% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Westfield flood?

FEMA's records show no paid flood insurance claims in Westfield.

of all homes
are insured
No community discount. Westfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orleans County.
Disasters that hit Westfield

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westfield itself: aid to households, or repair grants to the Town of Westfield.

Brought FEMA money into WestfieldDeclared for Orleans County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

2 households applied for aid $2K aid approved $30K to the Town of Westfield for repairs
2019

Severe Storm and Flooding

$28K to the Town of Westfield for repairs
2011

Tropical Storm Irene

1 household applied for aid $16K to the Town of Westfield for repairs
2011

Severe Storms and Flooding

2 households applied for aid $9K to the Town of Westfield for repairs
2002

Severe Storms and Flooding

$21K to the Town of Westfield for repairs
2001

Snow

$2K to the Town of Westfield for repairs
Orleans County has had 29 natural disasters declared since 1953, most often severe storms and floods.
Around Westfield

Westfield and the towns around it

Troy: Low, mostly inland floodingMontgomery: High, mostly inland floodingLowell: Moderate, mostly inland floodingNewport: Low, mostly inland floodingJay: Low, mostly inland floodingEnosburgh: Moderate, mostly inland floodingRichford: High, mostly inland floodingBelvidere: Moderate, mostly inland floodingEden: Moderate, mostly inland floodingBakersfield: Low, mostly inland floodingAlbany: Moderate, mostly inland floodingIrasburg: Moderate, mostly inland floodingWestfield: Low, mostly inland flooding WestfieldTroyMontgomeryLowell
Very lowLowModerateHighVery high
Montgomerymostly inland floodingHigh
Lowellmostly inland floodingModerate
Westfieldmostly inland floodingLow
Troymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Westfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Westfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

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You’re in Westfield, VTOrleans CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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