Natural hazards · Victory

Victory, VT natural hazards

Most of the natural-hazard damage FEMA expects in Victory comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1981. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Victory?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Victory to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding68%Cold waves15%Hurricanes6%Everything else11%

By hazard

What Victory faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 22 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Victory flood?

Every paid claim on a federal flood insurance policy in Victory, from FEMA’s records.

2paid claims since 1981

$6Kpaid to owners

0homes flooded more than once

19812026

of all homes
are insured

No community discount. Victory isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Essex County.

Disasters that hit Victory

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Victory itself: aid to households, or repair grants to the Town of Victory.

Brought FEMA money into VictoryDeclared for Essex County only

2024

Severe Storm, Flooding, Landslides, and Mudslides

1 household applied for aid $19K to the Town of Victory for repairs

2011

Severe Storms and Flooding

1 household applied for aid $1K aid approved

Essex County has had 24 natural disasters declared since 1953, most often severe storms and floods.

Around Victory

Victory and the towns around it

Very lowLowModerateHighVery high

Victorymostly inland floodingModerate

Granbymostly inland floodingModerate

Concordmostly inland floodingModerate

Lunenburgmostly inland floodingModerate

East Havenmostly inland floodingModerate

Kirbymostly inland floodingModerate

Burkemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Victory covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Victory’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Victory. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Victory total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.