Natural hazards · Vergennes

Vergennes, VT natural hazards

Most of the natural-hazard damage FEMA expects in Vergennes comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1983. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vergennes?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vergennes to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding65%Cold waves7%Earthquakes6%Heat waves5%Everything else17%

By hazard

What Vergennes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 60% of U.S. places

Heat waves

5% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vergennes flood?

Every paid claim on a federal flood insurance policy in Vergennes, from FEMA’s records.

2paid claims since 1983

$48Kpaid to owners

0homes flooded more than once

19832026

of all homes
are insured

No community discount. Vergennes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Addison County.

Disasters that hit Vergennes

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Vergennes itself: aid to households, or repair grants to the City of Vergennes.

Brought FEMA money into VergennesDeclared for Addison County only

2024

Severe Storm, Flooding, Landslides, and Mudslides

24 households applied for aid $84K aid approved

2023

Severe Storms, Flooding, Landslides, and Mudslides

$56K to the City of Vergennes for repairs

2011

Tropical Storm Irene

2 households applied for aid $2K aid approved

2011

Severe Storms and Flooding

13 households applied for aid $26K aid approved $10K to the City of Vergennes for repairs

2001

Snow

$4K to the City of Vergennes for repairs

Addison County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Vergennes

Vergennes and the towns around it

Very lowLowModerateHighVery high

Ferrisburghmostly inland floodingLow

Walthammostly inland floodingVery low

Vergennesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vergennes covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Vergennes’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Vergennes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Vergennes total about $559K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.