Natural hazards · Thetford

Thetford, VT natural hazards

Most of the natural-hazard damage FEMA expects in Thetford comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2011. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Thetford?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thetford to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding78%Everything else22%

By hazard

What Thetford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Thetford flood?

Every paid claim on a federal flood insurance policy in Thetford, from FEMA’s records.

1paid claims since 2011

$27Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $27K

of all homes
are insured

No community discount. Thetford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit Thetford

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Thetford itself: aid to households, or repair grants to the Town of Thetford.

Brought FEMA money into ThetfordDeclared for Orange County only

2019

Severe Storms and Flooding

$15K to the Town of Thetford for repairs

2017

Severe Storms and Flooding

$2.2M to the Town of Thetford for repairs

2014

Severe Storms and Flooding

$46K to the Town of Thetford for repairs

2013

Severe Storms and Flooding

$44K to the Town of Thetford for repairs

2011

Tropical Storm Irene

1 household applied for aid $23K to the Town of Thetford for repairs

2003

Severe Storms and Flooding

$46K to the Town of Thetford for repairs

Orange County has had 28 natural disasters declared since 1953, most often severe storms and floods.

Around Thetford

Thetford and the towns around it

Very lowLowModerateHighVery high

Lymemostly inland floodingVery high

Straffordmostly inland floodingHigh

Norwichmostly inland floodingHigh

Thetfordmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thetford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Thetford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Thetford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Thetford total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.