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Natural hazards · Stratton

Stratton, VT natural hazards

Most of the natural-hazard damage FEMA expects in Stratton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1982. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stratton?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stratton to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves11%Hurricanes7%Everything else11%
By hazard

What Stratton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 2 times a year in the area

Cold waves

11% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

7% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 16 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stratton flood?

Every paid claim on a federal flood insurance policy in Stratton, from FEMA’s records.

9paid claims since 1982
$495Kpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • Hurricane Irene: 7 claims, $482K
  • Vermont/New York Flooding: 1 claim, $13K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Stratton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Windham County.
Disasters that hit Stratton

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stratton itself: aid to households, or repair grants to the Town of Stratton.

Brought FEMA money into StrattonDeclared for Windham County only
2023

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $12K aid approved
2021

Severe Storm and Flooding

$283K to the Town of Stratton for repairs
2011

Tropical Storm Irene

2 households applied for aid $872 aid approved $927K to the Town of Stratton for repairs
2008

Severe Winter Storm

$13K to the Town of Stratton for repairs
2007

Severe Storms and Flooding

$56K to the Town of Stratton for repairs
2001

Snow

$3K to the Town of Stratton for repairs
2000

Severe Storms and Flooding

$19K to the Town of Stratton for repairs
1999

Tropical Storm Floyd

$11K to the Town of Stratton for repairs
Windham County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Stratton

Stratton and the towns around it

Wardsboro: Very low, mostly inland floodingWinhall: Very low, mostly inland floodingSunderland: High, mostly inland floodingJamaica: High, mostly inland floodingDover: Very low, mostly inland floodingNewfane: High, mostly inland floodingTownshend: High, mostly inland floodingManchester: Low, mostly inland floodingLondonderry: Moderate, mostly inland floodingPeru: Very low, mostly inland floodingDorset: Low, mostly inland floodingArlington: High, mostly inland floodingWindham: High, mostly inland floodingWilmington: Moderate, mostly inland floodingMarlboro: Low, mostly inland floodingStratton: Very low, mostly inland flooding StrattonWardsboroWinhallSunderlandJamaicaDover
Very lowLowModerateHighVery high
Sunderlandmostly inland floodingHigh
Jamaicamostly inland floodingHigh
Winhallmostly inland floodingVery low
Dovermostly inland floodingVery low
Strattonmostly inland floodingVery low
Wardsboromostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stratton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Stratton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Stratton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stratton total about $728K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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