Natural hazards · Stannard

Stannard, VT natural hazards

Most of the natural-hazard damage FEMA expects in Stannard comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stannard?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stannard to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves11%Hurricanes8%Everything else11%

By hazard

What Stannard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 23 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stannard flood?

FEMA's records show no paid flood insurance claims in Stannard.

of all homes
are insured

No community discount. Stannard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Caledonia County.

Disasters that hit Stannard

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stannard itself: aid to households, or repair grants to the Town of Stannard.

Brought FEMA money into StannardDeclared for Caledonia County only

2024

Severe Storm, Flooding, Landslides, and Mudslides

$177K to the Town of Stannard for repairs

2023

Severe Storms, Flooding, Landslides, and Mudslides

2 households applied for aid $3K aid approved $517K to the Town of Stannard for repairs

2011

Tropical Storm Irene

$551K to the Town of Stannard for repairs

2008

Severe Storms and Flooding

$55K to the Town of Stannard for repairs

Caledonia County has had 27 natural disasters declared since 1953, most often floods and severe storms.

Around Stannard

Stannard and the towns around it

Very lowLowModerateHighVery high

Greensboromostly inland floodingHigh

Hardwickmostly inland floodingModerate

Stannardmostly inland floodingLow

Waldenmostly inland floodingLow

Wheelockmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stannard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stannard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stannard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.