Rutland, VT natural hazards
Most of the natural-hazard damage FEMA expects in Rutland comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 103 claims here since 1980. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Rutland?
FEMA expects yearly storm and flood damage to homes and buildings in Rutland to be higher than in 15% of U.S. communities, mostly from inland flooding.
What Rutland faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Cold waves
Lower here
Not a risk here
Does Rutland flood?
Every paid claim on a federal flood insurance policy in Rutland, from FEMA’s records.
Biggest named events
- Hurricane Irene: 54 claims, $799K
- Vermont/New York Flooding: 12 claims, $212K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Rutland itself: aid to households, or repair grants to the City of Rutland.
Severe Storms, Flooding, Landslides, and Mudslides
Tropical Storm Irene
Severe Storms and Flooding
Snow
Severe Storms and Flooding
How to read this page
FEMA’s expected losses across Rutland total about $4.0M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.