Natural hazards · Roxbury

Roxbury, VT natural hazards

Most of the natural-hazard damage FEMA expects in Roxbury comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2011. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roxbury?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roxbury to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves6%Everything else23%

By hazard

What Roxbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roxbury flood?

Every paid claim on a federal flood insurance policy in Roxbury, from FEMA’s records.

2paid claims since 2011

$42Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 2 claims, $42K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roxbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Roxbury

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roxbury itself: aid to households, or repair grants to the Town of Roxbury.

Brought FEMA money into RoxburyDeclared for Washington County only

2023

Severe Storms, Flooding, Landslides, and Mudslides

8 households applied for aid $15K aid approved $3.2M to the Town of Roxbury for repairs

2019

Severe Storms and Flooding

$11K to the Town of Roxbury for repairs

2017

Severe Storms and Flooding

$123K to the Town of Roxbury for repairs

2014

Severe Winter Storm

$12K to the Town of Roxbury for repairs

2014

Severe Storms and Flooding

$4K to the Town of Roxbury for repairs

2013

Severe Storms and Flooding

$771K to the Town of Roxbury for repairs

2011

Tropical Storm Irene

41 households applied for aid $143K aid approved $1.7M to the Town of Roxbury for repairs

2011

Severe Storms and Flooding

$13K to the Town of Roxbury for repairs

Washington County has had 27 natural disasters declared since 1953, most often floods and severe storms.

Around Roxbury

Roxbury and the towns around it

Very lowLowModerateHighVery high

Braintreemostly inland floodingModerate

Brookfieldmostly inland floodingModerate

Roxburymostly inland floodingLow

Warrenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roxbury covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Roxbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Roxbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roxbury total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.