Richmond, VT natural hazards
Most of the natural-hazard damage FEMA expects in Richmond comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 50 claims here since 1979. 12 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Richmond?
FEMA expects yearly storm and flood damage to homes and buildings in Richmond to be higher than in 75% of U.S. communities, mostly from inland flooding and avalanches.
What Richmond faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Avalanches
Lower here
Not a risk here
Does Richmond flood?
Every paid claim on a federal flood insurance policy in Richmond, from FEMA’s records.
Biggest named events
- Hurricane Irene: 13 claims, $394K
- Vermont/New York Flooding: 8 claims, $173K
- December Nor'easter: 2 claims, $26K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
12 federal disasters brought FEMA money here
Disasters the President declared that paid out in Richmond itself: aid to households, or repair grants to the Town of Richmond.
Severe Storm, Flooding, Landslides, and Mudslides
Severe Winter Storm
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storm and Flooding
Severe Storm and Flooding
Severe Storm and Flooding
Severe Storm and Flooding
Severe Winter Storm
Severe Storms and Flooding
Tropical Storm Irene
Severe Storms and Flooding
Snow
Richmond and the towns around it
How to read this page
FEMA’s expected losses across Richmond total about $2.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.