TownTapestry
Sign inJoin
RichfordGood evening
Natural hazards · Richford

Richford, VT natural hazards

Most of the natural-hazard damage FEMA expects in Richford comes from inland flooding, and overall the risk is high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Richford?

60
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richford to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%
By hazard

What Richford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Richford flood?

FEMA's records show no paid flood insurance claims in Richford.

of all homes
are insured
No community discount. Richford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Richford

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Richford itself: aid to households, or repair grants to the Town of Richford.

Brought FEMA money into RichfordDeclared for Franklin County only
2019

Severe Storm and Flooding

$358K to the Town of Richford for repairs
2014

Severe Storms and Flooding

$16K to the Town of Richford for repairs
2013

Severe Winter Storms

$51K to the Town of Richford for repairs
2011

Tropical Storm Irene

17 households applied for aid $60K aid approved $229K to the Town of Richford for repairs
2010

Severe Storm

$20K to the Town of Richford for repairs
2008

Severe Storms and Flooding

$142K to the Town of Richford for repairs
2004

Severe Storms and Flooding

$174K to the Town of Richford for repairs
Franklin County has had 27 natural disasters declared since 1953, most often severe storms and floods.
Around Richford

Richford and the towns around it

Jay: Low, mostly inland floodingBerkshire: Moderate, mostly inland floodingMontgomery: High, mostly inland floodingEnosburgh: Moderate, mostly inland floodingTroy: Low, mostly inland floodingFranklin: Low, mostly inland floodingWestfield: Low, mostly inland floodingLowell: Moderate, mostly inland floodingBelvidere: Moderate, mostly inland floodingEden: Moderate, mostly inland floodingBakersfield: Low, mostly inland floodingSheldon: Low, mostly inland floodingEnosburg Falls: Moderate, mostly inland floodingFairfield: Low, mostly inland floodingRichford: High, mostly inland flooding RichfordJayBerkshireMontgomeryEnosburgh
Very lowLowModerateHighVery high
Richfordmostly inland floodingHigh
Montgomerymostly inland floodingHigh
Berkshiremostly inland floodingModerate
Enosburghmostly inland floodingModerate
Jaymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richford is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Richford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Richford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Richford, VTFranklin CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Richford is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map