Natural hazards · Readsboro

Readsboro, VT natural hazards

Most of the natural-hazard damage FEMA expects in Readsboro comes from inland flooding, and overall the risk is high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Readsboro?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Readsboro to be higher than in 62% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding67%Cold waves23%Everything else10%
By hazard

What Readsboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 2 times a year in the area

Cold waves

23% of expected damage
Below average · higher than 44% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Readsboro flood?

FEMA's records show no paid flood insurance claims in Readsboro.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Readsboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bennington County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared
Disasters that hit Readsboro

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Readsboro itself: aid to households, or repair grants to the Town of Readsboro.

Brought FEMA money into ReadsboroDeclared for Bennington County only
2011

Tropical Storm Irene

14 households applied for aid $67K aid approved $662K to the Town of Readsboro for repairs
2008

Severe Winter Storm

$118K to the Town of Readsboro for repairs
2007

Severe Storms and Flooding

$83K to the Town of Readsboro for repairs
2003

Severe Storms and Flooding

$7K to the Town of Readsboro for repairs
2001

Snow

$4K to the Town of Readsboro for repairs
2000

Severe Storms and Flooding

$9K to the Town of Readsboro for repairs
Bennington County has had 18 natural disasters declared since 1953, most often floods and severe storms.
Around Readsboro

Readsboro and the towns around it

Whitingham: Low, mostly inland floodingStamford: High, mostly inland floodingWilmington: Moderate, mostly inland floodingSearsburg: High, mostly inland floodingHalifax: Low, mostly inland floodingPownal: Moderate, mostly inland floodingClarksburg: High, mostly inland floodingWoodford: High, mostly inland floodingDover: Very low, mostly inland floodingReadsboro: High, mostly inland flooding ReadsboroWhitinghamStamfordWilmingtonSearsburg
Very lowLowModerateHighVery high
Readsboromostly inland floodingHigh
Stamfordmostly inland floodingHigh
Searsburgmostly inland floodingHigh
Wilmingtonmostly inland floodingModerate
Whitinghammostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Readsboro is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Readsboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Readsboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01