Natural hazards · Proctor

Proctor, VT natural hazards

Most of the natural-hazard damage FEMA expects in Proctor comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 15 claims here since 1981. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Proctor?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Proctor to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding79%Cold waves6%Everything else15%

By hazard

What Proctor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Proctor flood?

Every paid claim on a federal flood insurance policy in Proctor, from FEMA’s records.

15paid claims since 1981

$267Kpaid to owners

0homes flooded more than once

19812026

Biggest named events

Hurricane Irene: 9 claims, $153K
Vermont/New York Flooding: 5 claims, $108K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Proctor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rutland County.

Disasters that hit Proctor

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Proctor itself: aid to households, or repair grants to the Town of Proctor.

Brought FEMA money into ProctorDeclared for Rutland County only

2023

Severe Storms, Flooding, Landslides, and Mudslides

15 households applied for aid $21K aid approved

2019

Severe Storms and Flooding

$42K to the Town of Proctor for repairs

2011

Tropical Storm Irene

31 households applied for aid $49K aid approved $41K to the Town of Proctor for repairs

2001

Snow

$4K to the Town of Proctor for repairs

2000

Severe Storms and Flooding

$6K to the Town of Proctor for repairs

Rutland County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Proctor

Proctor and the towns around it

Very lowLowModerateHighVery high

Proctormostly inland floodingModerate

Pittsfordmostly inland floodingLow

West Rutlandmostly inland floodingLow

Rutlandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Proctor covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Proctor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Proctor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Proctor total about $681K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.