Natural hazards · Johnson

Johnson, VT natural hazards

Most of the natural-hazard damage FEMA expects in Johnson comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 38 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Johnson?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Johnson to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves7%Everything else18%

By hazard

What Johnson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Johnson flood?

Every paid claim on a federal flood insurance policy in Johnson, from FEMA’s records.

38paid claims since 1980

$2.4Mpaid to owners

4homes flooded more than once

19802026

Biggest named events

Vermont/New York Flooding: 14 claims, $1.8M
Hurricane Irene: 1 claim, $6K
December Nor'easter: 1 claim, $84K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of all homes
are insured

No community discount. Johnson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lamoille County.

What’s been done with FEMA grants

17flood-prone properties bought out and cleared

1buildings floodproofed

Disasters that hit Johnson

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Johnson itself: aid to households, or repair grants to the Village of Johnson.

Brought FEMA money into JohnsonDeclared for Lamoille County only

2024

Severe Storm, Flooding, Landslides, and Mudslides

6 households applied for aid $9K aid approved $21K to the Village of Johnson for repairs

2023

Severe Storms, Flooding, Landslides, and Mudslides

184 households applied for aid $1.1M aid approved $1.1M to the Village of Johnson for repairs

2018

Severe Storm and Flooding

$3K to the Village of Johnson for repairs

2011

Tropical Storm Irene

4 households applied for aid $3K aid approved $13K to the Village of Johnson for repairs

2011

Severe Storms and Flooding

8 households applied for aid $6K aid approved $31K to the Village of Johnson for repairs

2007

Severe Storms and Flooding

$3K to the Village of Johnson for repairs

2002

Severe Storms and Flooding

$4K to the Village of Johnson for repairs

Lamoille County has had 35 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Johnson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Johnson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Johnson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.