Natural hazards · Jacksonville

Jacksonville, VT natural hazards

Most of the natural-hazard damage FEMA expects in Jacksonville comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jacksonville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jacksonville to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding64%Cold waves15%Hurricanes6%Tornadoes6%Everything else9%

By hazard

What Jacksonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 14 years in the area

Tornadoes

6% of expected damage

Above average · higher than 51% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jacksonville flood?

FEMA's records show no paid flood insurance claims in Jacksonville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jacksonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Windham County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Jacksonville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jacksonville itself: aid to households, or repair grants to the Village of Jacksonville.

Brought FEMA money into JacksonvilleDeclared for Windham County only

2023

Severe Storms, Flooding, Landslides, and Mudslides

2 households applied for aid

2011

Tropical Storm Irene

41 households applied for aid $78K aid approved

Windham County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jacksonville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jacksonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Jacksonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.