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Natural hazards · Holland

Holland, VT natural hazards

Most of the natural-hazard damage FEMA expects in Holland comes from inland flooding, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holland?

60
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holland to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding83%Cold waves6%Everything else11%
By hazard

What Holland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 2 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holland flood?

FEMA's records show no paid flood insurance claims in Holland.

of all homes
are insured
No community discount. Holland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orleans County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Holland

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holland itself: aid to households, or repair grants to the Town of Holland.

Brought FEMA money into HollandDeclared for Orleans County only
2024

Severe Storm, Flooding, Landslides, and Mudslides

1 household applied for aid $17K aid approved $45K to the Town of Holland for repairs
2023

Severe Storms, Flooding, Landslides, and Mudslides

1 household applied for aid $11K aid approved $164K to the Town of Holland for repairs
2019

Severe Storm and Flooding

$38K to the Town of Holland for repairs
2014

Severe Storms and Flooding

$41K to the Town of Holland for repairs
2011

Tropical Storm Irene

$13K to the Town of Holland for repairs
2011

Severe Storms and Flooding

1 household applied for aid $675 aid approved $257K to the Town of Holland for repairs
2004

Severe Storms and Flooding

$88K to the Town of Holland for repairs
2001

Snow

$3K to the Town of Holland for repairs
Orleans County has had 29 natural disasters declared since 1953, most often severe storms and floods.
Around Holland

Holland and the towns around it

Derby: Low, mostly inland floodingMorgan: High, mostly inland floodingNorton: High, mostly inland floodingNewport: Low, mostly inland floodingCharleston: High, mostly inland floodingNewport: Low, mostly inland floodingBrownington: Moderate, mostly inland floodingCoventry: Moderate, mostly inland floodingBrighton: High, mostly inland floodingHolland: High, mostly inland flooding HollandDerbyMorganNorton
Very lowLowModerateHighVery high
Nortonmostly inland floodingHigh
Hollandmostly inland floodingHigh
Morganmostly inland floodingHigh
Derbymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holland is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Holland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Holland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Holland, VTOrleans CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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